Digital payments · Iraq

Turn any charge into a secure payment link.

aljabe lets landlords, service providers and small businesses collect rent and fees online — sent, paid, and recorded in seconds. No more chasing cash.

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Quick Collection

The problem

Collecting money in Iraq still runs on cash.

Manual cash collection

Landlords and service providers still gather rent and fees in cash, in person, every month.

Late payments, no record

Payments arrive late and there's no reliable record of who paid, when, or how much.

Nothing is automated

Recurring rent and service fees have to be chased by hand, one tenant at a time.

How it works

From sign-up to paid, in four steps.

Set up once, then collect from everyone you bill — tenants, students, members and clients.

1

Register

Create your merchant account in minutes.

2

Verify once

Confirm your identity securely — a one-time step.

3

Create a link

Enter an amount and what it's for. Done in a few taps.

4

Get paid

Share the link. Payment clears instantly, receipt logged.

Why aljabe

Everything you need to collect — nothing you don't.

Secure links in seconds

Create and send a secure payment link for any amount, then share it by app, SMS or chat.

Automated recurring fees

Set rent and service fees to repeat. aljabe collects them automatically each cycle.

Records that keep themselves

Every payment clears with real-time status and a digital receipt for both sides. No spreadsheets.

Market & fit

Built for a young, mobile-first Iraq.

A large, digitising economy is moving off cash — the right moment for effortless collections.

~45M

population, young and mobile-first

Cash-first

most rent, tuition & fees still paid in cash

Rising

smartphone adoption across the country

Policy push

national drive toward digital payments

Who uses aljabe

  • Landlords & property managers
  • Utility & service providers
  • Schools, gyms, clinics & subscriptions
  • SMEs and freelancers collecting recurring fees
Pricing

Start free. Pay only as you grow.

Simple, transparent pricing tied to what you actually collect.

Free plan

For getting started

  • 1 payment link per month
  • Up to 1M IQD collected per month
  • Links stay valid for 7 days
  • 2% transaction fee per payment
Recommended Subscription plan

Unlimited links & unlimited amount

Monthly fee = max(A, B)
A = 1 USD per 1M IQD collected
B = 1 USD per link created
  • Create unlimited links for any amount
  • Automated recurring collection
  • 2% transaction fee on all payments
Estimate your plan

See what a month costs you

6 USD
/ month · max(A, B)
Roadmap

A realistic path to a live pilot.

About six months from kick-off to real payments moving through aljabe.

Month 0–1

Foundation

  • Company & licensing
  • Compliance research
  • Product spec & scope
Month 1–2

Design

  • Brand & UX design
  • Technical architecture
  • Security model
Month 2–4

Core build

  • Payment-link engine
  • Onboarding & verification
  • Dashboard & receipts
  • Recurring billing
Month 4–5

Testing

  • QA & sandbox testing
  • Security audit
  • Compliance sign-off
Month 5–6

Pilot launch

  • Closed beta: landlords & SMEs
  • Live payment collection
  • Feedback & iteration
Get started

Simplifying digital payments
in Iraq — together.

Collect. Automate. Grow. Create your first secure payment link today.

Start collecting →